I’ll never forget a conversation I had with an acquaintance many years ago. We had been talking about money and debt, and she said, “well, you have to have debt if you have three kids.” I didn’t really engage, but I remember being taken aback, if not completely surprised by the comment.
Financial situation got you down? Ready to get your finances under control?
I’m no personal finance expert, but I’ve learned a thing or two over my short 36 years. I’ve been a broke (working) student, a laid-off employee, and a homeschooling mom of 3. I’ve worked 3 jobs and I’ve worked no paid jobs. I’ve written articles for pennies (or for nothing at all), and I’ve secured big clients on retainer.