How to Create a Budget that Works for You

I’ve done a few things with my family that have left some people puzzled about our socioeconomic status. How can we afford to do all the travelling we do? We’re not rich by any means. We’re just good planners, and we happen not to care what other people think about our lifestyle. If you want to be able to afford those extra experiences you’ve been dreaming of, you’ll need too learn how to create a budget that works for you—and then stick to it.

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Save Money: Why We Drive Crappy Cars

I’ve never owned a new car, neither do I ever intend on buying one. (Except maybe for a DeLorean time machine replica. That’d be worth spending money on. If I’m ever filthy rich).

I just don’t see the appeal of adding “car payment” to my pile of bills. I’d rather pay in cash, and when that’s not possible, pay it back as quickly as possible on my own terms. Which is why when we did borrow money to pay for a car, we did it on a low cost line of credit and paid it off within a few months.

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